Atome PH - Buy Now Pay Later is a Shopping application developed by NEURONCREDIT FINANCING COMPANY INC., but with the best Android emulator-LDPlayer, you can download and play Atome PH - Buy Now Pay Later on your computer.
Running Atome PH - Buy Now Pay Later on your computer allows you to browse clearly on a large screen, and controlling the application with a mouse and keyboard is much faster than using touchscreen, all while never having to worry about device battery issues.
With multi-instance and synchronization features, you can even run multiple applications and accounts on your PC.
And file sharing makes sharing images, videos, and files incredibly easy.
Download Atome PH - Buy Now Pay Later and run it on your PC. Enjoy the large screen and high-definition quality on your PC!
Your favorite buy now, pay later app is evolving into an all-in-one financial solution in the Philippines!
Atome, a leading digital consumer financing platform in Southeast Asia, now offers more than just flexible credit and installment plans. With Atome, you can:
Shop smarter, hassle-free: Scan to pay using QR Ph and enjoy flexible 3 or 6-month installments with the Atome Card,
plus 0% interest on monthly purchases.
Access cash instantly: Get fast, low-interest loans to meet your daily needs.
[ Atome Card ]1. Experience fast and secure cashless payments with QR Ph- Enjoy easy QR payments by scanning available QR codes at checkout counters using the Atome app.
2. Better budgeting with flexible payment and installment options- Stretch your budget and pay later at 0% interest on monthly purchases. Enjoy installment plans of up to 6 months.
3. Convenient for your needs- Get up to a ₱200,000 spending limit when you apply on the app in minutes.
4. Pay later anywhere that accepts Mastercard, even overseas- Link your physical/virtual Atome Card to shop on Lazada, Shopee, Grab, and more.
- Tap to pay or benefit from QR payment using your phone in-store.
- Settle utility bills on time, even on online apps such as BillEase via GrabPay, and Home Credit and TendoPay via Bayad Center.
5. Card bills payment- Pay your Atome Card bills via credit/debit card, InstaPay via your bank's mobile app, like BPI, BDO, and UnionBank, e-wallets such as Maya & GCash, or over-the-counter payments.
[ Atome Cash ]Apply for online loans with Atome Cash and enjoy quick approval and disbursement for up to ₱50,000 and repayment plans of up to 12 months with 1.75% interest.
[ How to apply for cash loans: ]- Get the latest version of the app and tap "Cash" on the homepage
- Tap "Apply for free" and proceed with the necessary information. Provide your bank account details on BPI, BDO, UnionBank, for easier cash disbursement.
- Once approved, tap "Request loan" and you're done!
Download the Atome app today for a savvier lifestyle!
[ ATOME CARD APPLICATION ELIGIBILITY ]- Valid PH ID
- At least 18 years old
- No minimum income requirement
- No paperwork
[ HOW TO APPLY FOR THE ATOME CARD ]1. Download the Atome app and tap the 'Card' tab on the homepage
2. Tap "Apply for free" and choose your preferred Atome Card
3. Fill in your personal information and upload your ID
4. Get approved in 1-2 days
5. Receive your Atome Card via mail
[ ATOME CARD INSTALLMENT PLANS: ]- Monthly interest rates for as low as 2%
- Annual Percentage Rate (APR) ranging from 0%-46 %
- No service charges
- Installment plans are available in 3 or 6 months
Example total loan cost:
- Total monthly bill: ₱2,000
- Bill amount: ₱2,000
- Repayment term: 3 months
- Monthly interest rate: 2% (₱40)
- Total payment: ₱2,120 at ₱706.67/month
[ ATOME CASH LOAN TERMS: ]- Monthly interest rates for as low as 1.75%
- Annual Percentage Rate (APR) not more than 36%
- No service charges
- Installment plans for up to 12 months
Example total loan cost:
- Total loan amount: ₱3,000
- Repayment term: 6 months
- Monthly interest rate: 1.75% (₱52.50)
- Total payment: ₱3,052.50 at ₱508.75/month
Business Name: Atome PH
Corporate Name: Neuroncredit Financing Company Inc.
SEC Registration Number: CS201816338
Certificate of Authority No.: 1178
Bangko Sentral ng Pilipinas OPS Registration No.: OPSCOR-2021-0040
Address: Unit 1005 Centerpoint Bldg. Julia Vargas Ave. Cor. Garnet Rd. Ortigas Center, San Antonio, Pasig City 1605
[Connect with us via:]Official WebHelp Center:support@atome.ph
https://help.atome.ph/hc/en-gb/categories/4439682039065-Atome-Card
Social media:https://web.facebook.com/atomecardph
https://www.instagram.com/atome.ph/
1st time I used it, it was very smooth transaction. After I paid my 1st bill in full amount 1 week before the due date, I can no longer use it in store, regardless if you insert or tap it on the machine. Customer service is horrible. They are just replying same message again and again even that is not your concern. Its just a templated email response. Atome doesnt have plan to improve their service. Worst credit/debit card I have ever encountered. Time will come that no one will trust you again.
I'm disappointed. So there's a 2-2.5% (of the whole bill) processing fee even if you pay early? I never had to pay a processing fee with any of my credit cards. That percentage is already my interest rate for my credit cards... It's like you're forcing the interest rate even if we pay early. I will probably never use this app again. What a shame.
Let's start with 5 stars. The App is smooth, fast, simple and concise. User details are secure and tge app is tranwparent. You feel the security and sense of welcoming is felt onvmce you open the app. Simplicity at it best without compromising any important detail and information. Kudos Atome!