TrueMoney is a Finance application developed by True Money Co. Ltd., but with the best Android emulator-LDPlayer, you can download and play TrueMoney on your computer.
Running TrueMoney on your computer allows you to browse clearly on a large screen, and controlling the application with a mouse and keyboard is much faster than using touchscreen, all while never having to worry about device battery issues.
With multi-instance and synchronization features, you can even run multiple applications and accounts on your PC.
And file sharing makes sharing images, videos, and files incredibly easy.
Download TrueMoney and run it on your PC. Enjoy the large screen and high-definition quality on your PC!
TrueMoney is Thailand’s leading payment application for all mobile network users. The all-in-one app lets you securely make cashless payments for all your everyday needs, including mobile top-ups, bill payments, online and offline purchases, and much more!
== Instant mobile top-up ==
Top-up your TrueMove H and Dtac prepaid numbers easily anytime and anywhere.
== Digital Lending made Easy ==
Secure legal loans effortlessly with rapid approval under the supervision of Bank of Thailand.
True Money work with 2 financial institution partners to offer 3 products:
Ascend Nano, part of TrueMoney's parent company
1. Personal Loan (name: Pay Next Extra)
Type of loan: Revolving credit
Credit limit: Up to 5x of monthly income
Interest rate: 0% - 25% APR
Repayment period: up to maximum of 48 months
2. Digital Personal Loan (name: Pay Next)
Type of loan: Revolving credit
Credit limit: Up to 20,000 THB
Interest rate: 0% - 25% APR
Repayment period: up to maximum of 5 months
Kiatnakin Phatra Bank
1. Personal Loan (name: KKP Cash Now)
Type of loan: Term loan
Credit limit: Up to 5x of monthly income
Interest rate: 8.99% - 25% APR
Repayment period: minimum 24 months to maximum of 60 months
--- Example of Loan total cost and installment calculation ---
Account Summary and due dates for personal loan of Ascend Nano -
Account Statement Date: The 15th of each month
Payment Due Date: The 1st of each month
Sample Scenario - The customer received a loan amount of 10,000 THB and conducted transactions. On March 12, the customer withdrew a loan amount of 2,500 THB in cash via a transfer to their TrueMoney Wallet account and selected a repayment plan of 5 installments with an interest rate of 24% per annum.
Interest Calculation (First Installment Only) from March 12 to April 1:- The monthly installment amount is 530.40 THB.
- Interest paid calculation = 2,500 x 24% x (20/365) = 32.88 THB
- Principal paid calculation = 530.40 - 32.88 = 497.52 THB
- Remaining principal amount = 2,500 - 497.52 = 2,002.48 THB
Interest Calculation (Second Installment Only) from April 2 to May 1:
- The monthly installment amount is 530.40 THB.
- Interest paid calculation = 2,002.48 x 24% x (30/365) = 39.50 THB.
- Principal paid calculation = 530.40 - 39.50 = 490.90 THB.
- Remaining principal = 2,002.48 - 490.90 = 1,511.58 THB
Interest Calculation (Third Installment Only) from May 2 to Jun 1:
- The monthly installment amount is 530.40 THB.
- Interest paid calculation = 1,511.58 x 24% x (31/365) = 30.81 THB.
- Principal paid calculation = 530.40 - 30.81 = 499.59 THB.
- Remaining principal = 1,511.58 - 499.59 = 1,011.99 THB.
Other fees for cash disbursement:
- Cash disbursement fees (TMN charge): 30- 300 THB based on cash disbursement amount
Example of disbursement fee:
- Cash disbursement amount <= 3,000 THB: Cash disbursement fees = 30 THB per transaction
- Cash disbursement amount 3,100-6,000 THB: Cash disbursement fees = 60 THB per transaction
== TrueMoney Secure ==
Pay with confidence knowing that your information is fully encrypted, secured and protected thru multiple layers of advanced security, including 24/7 real-time monitoring, face-verified technology and world-class data encryption standards
== Send & receive money with ease ==
Securely and instantly transfer money without fees between TrueMoney and enjoy convenient features such as gift envelopes, and link to pay
== Shop at 7-Eleven and other stores in Thailand and abroad without cash ==
Pay hassle-free at 7-Eleven, 7Delivery, Lotus's, and thousands of other merchants without cash
Pay in abroad at over 40 destinations. No need to exchange cash. Just open TrueMoney to pay.
== Buy games, apps, stickers, music ==
Connect your TrueMoney Wallet to the Play Store and buy apps, music, as well as buy items for all your favorite games with no fees
For any enquiries, please contact: 24/7 call-center (Tel: 1240) and in-app live chat.
In my previous review, I gave true wallet 1 star because it did not allow foreigners living here to sign up, which is just racist. They actually listened and solved that issue. However, many parts of the app is still in Thai. The fingerprint scanning page is completely in Thai and does not work. And I cant seem to figure out a way to redeem my true points into cash for wallet, because everything is in Thai! Also, the car insurance function does not work. You think foreigners dont have cars?
The app should allow users to opt-out from specific types of notifications. As of now, there is no option to only receive transaction notification, and I am flooded with irrelevant promotion offers.
I don't like this app anymore. When I add money to the app it no fees but when I wanted to take my money out it so slow to transfer my money back to my bank account and take some 20 baths from me for do this transfer out. I won't use it and I think I'll chang my mobile company to other for my better experience. Bye Truemove H! 😠👋🏻