My Home Credit is a Finance application developed by HC CONSUMER FINANCE PHILIPPINES, INC., but with the best Android emulator-LDPlayer, you can download and play My Home Credit on your computer.
Running My Home Credit on your computer allows you to browse clearly on a large screen, and controlling the application with a mouse and keyboard is much faster than using touchscreen, all while never having to worry about device battery issues.
With multi-instance and synchronization features, you can even run multiple applications and accounts on your PC.
And file sharing makes sharing images, videos, and files incredibly easy.
Download My Home Credit and run it on your PC. Enjoy the large screen and high-definition quality on your PC!
Home Credit, the Philippines’ trusted loan company, now has an installment app for you! Our product installments or cash loans have flexible and easy payment terms! With the My Home Credit app, you can shop in installments on Home Credit Marketplace. Buy load, pay bills, pay with QR, and more.
Get Product Loans Up to P60,000
Loan a new phone, laptop, gadget, home appliance or furniture with loan offers of up to P60,000! All applications are done in the Home Credit online loan app. Results for your loan can be given in as fast as 1 minute!
The Loan App That Lets You Buy Now, Pay Later
Buy now, pay later for phones, laptop, gadgets and more items in the new Home Credit Marketplace, available in the loan app. Experience online shopping that lets you pick up items in shopping malls near you. Browse deals, loan what you need, and loan anytime!
The Loan App For Quick And Easy Repayments
Repaying your Home Credit loan is as easy as our loan application process! Pay via our online payment partners like GCash, Palawanpay, and Maya. Want to pay over the counter? We are also available in Palawan Express, 7-11, SM Bills Payment, and Touchpay.
Auto debit loan repayment is also available for account holders of BPI, Metrobank, Unionbank, Security Bank, PNB, BDO, and RCBC. Payment via the Home Credit website is also accepted for Visa and Mastercard debit cards.
Buy Mobile Load, Pay Bills and Pay Via QR With Home Credit Qwarta
With Qwarta, you can buy mobile load for Globe, Smart, Sun, Talk 'N Text, Touch Mobile and DITO! Pay on time with Qwarta to any of our 250+ billing partners in the app. You can also scan to pay at stores with QR Ph or using the QR codes of our partners like Maya or AUB.
Enjoy Lazada promos and Cebu Pacific Flights with Qwarta! Use it to top up your Laz Wallet and purchase your next CebPac flight. Do more contactless payments with Qwarta, only on the Home Credit online loan app.
The Lending App With A Credit Card
Enjoy installment deals using your very own Home Credit Card! Track your installment shopping and keep your card secure with the Home Credit online loan app.
The Loan App With P150,000 In Cash Loans
Get up to 150,000 in cash loans that you can repay within 6 to 48 months, starting 30% Annual Percentage Rate (APR). Only one ID is needed to apply, and cash can be claimed in as fast as one minute. Enjoy hassle-free and fast processing times with the Home Credit online loan app.
Interest Rates and Fees:
Interest Rate: Minimum – 2.49% per month; 30% p.a. | Maximum – 8.49% per month; 102% p.a.
Processing Fee: 3% or Max PHP1,000 (automatically deducted from disbursed cash loan proceeds).
Sample Loan Calculation:
Cash Loan Amount: PHP15,000
Cash Loan Term: 12 months
Interest Rate: 2.49%
Monthly Installment: PHP1,461
Total Cash Loan Cost: PHP17,537
How we protect your privacy
Our commitment to your privacy is paramount. We comply with the Data Privacy Act of 2012 and strive to embed privacy in all of our processes. Visit our website (https://homecredit.ph/privacy-policy/) to learn more. The Home Credit loan app may request permissions such as location, emails, messages, phone calls, camera, calendar and contacts, which we use to prevent fraud and determine creditworthiness. You can deactivate these permissions after submitting a loan application, but it may affect certain features.
HC CONSUMER FINANCE PHILIPPINES, INC.
Doing business under the name and style of HOME CREDIT
SEC Reg. Number: CS201301354
Certificate of Authority Number 1071 issued 07 April 2017
Please read carefully the terms and conditions before proceeding with a loan transaction.
Please fix your app. Encounters, when filtering it won't filter in some choices like apple. Sometimes it show up. When opening the product simetimes got lag and loading only. Please fix pictures view also, you will see in the pic like 1/16 but only 1 pic can view and cant scroll. Its only me or your app has issue ? Btw, Please make comparison tab also so we can compare the two product before availing the plan. Thank you
No app issues so far. I've been paying in advance for my product loans and it instantly reflects in my account. No payment issues encountered. Just wanted to FLEX their protection plans, it's not just with your availed product but as well as for you. Borrower's protection plan is what I like the most! Their terms and conditions are very transparent and likely consumer friendly. Through the interest is quite a bit high for me, I still like the service and benefits it does in return.
Your offers are glitchy. It shows that there are offer but it will disappears after applying for it if not it will cancel automatically I fully understand that all offers has its validity. If that's the case you should remove the offer if it's no longer valid or already expired